SBP overhauls housing finance rules, sets 30-year maximum tenor

PSX Update • Aug 18, 2026

The State Bank of Pakistan (SBP) has comprehensively reviewed and updated the Prudential Regulations for Housing Finance, considering the current dynamics of the housing finance sector.

August 18, 2026 (MLN):  The State Bank of Pakistan (SBP) has comprehensively reviewed and updated the Prudential Regulations for Housing Finance, considering the current dynamics of the housing finance sector. The revised regulations supersede IH&SMEFD Circular Letter No. 8 of 2019, IH&SMEFD Circular No. 12 of 2020, IH&SMEFD Circular No. 13 of 2020, and IH&SMEFD Circular No. 07 of 2021. The revi...