Digital payments dominate Pakistan’s retail transactions with 92% share
Pakistan’s payment ecosystem recorded significant expansion during fiscal year 2025-26, with digital channels accounting for the overwhelming majority of retail transactions, according to the State Bank of Pakistan’s (SBP) Annual Report on Payment S
October 06, 2026 (MLN): Pakistan’s payment ecosystem recorded significant expansion during fiscal year 2025-26, with digital channels accounting for the overwhelming majority of retail transactions, according to the State Bank of Pakistan’s (SBP) Annual Report on Payment Systems. Retail payments conducted through formal banking channels reached 14.3 billion transactions during FY26, with a combined value of Rs673tr....